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HOOPP

Welcome to HOOPP!

Welcome to HOOPP!

Welcome to HOOPP!

Members Life Changes New To HOOPP

Your journey starts here.

We’d like to welcome you to HOOPP, one of Canada’s most respected pension plans. We’ve been providing defined benefit (DB) pensions to Ontario’s healthcare community since 1960 and are proud to serve more than 460,000 members and over 670 employers across the province – and counting!

Now, enough about us. Let’s talk about you.

A HOOPP pension offers you security, predictability and peace of mind throughout the course of your life and career. These steps will help you better understand your Plan and all that it offers, so you can feel confident about your future. Let's jump in!

As a new member, you likely have questions about being in a plan like HOOPP or may even be wondering what a DB pension is. You’re in the right place, because we're here to help you make the most of your pension – plus, answer any questions you may have along the way.

Step 1: Meet Michelle

Meet Michelle, Regional Manager, who will walk you through how valuable it is to be a part of HOOPP and what you need to know as a new member.

Step 2: Register for HOOPP Connect

Get an instant and personalized view of what your pension could look like in retirement using HOOPP’s Pension Estimator, available exclusively through HOOPP Connect, your secure member portal.

Did we mention it only takes a moment to register? Your future has never been clearer.

Get registered

Step 3: Get to know your pension

Defining 'defined benefit': What is a DB plan?

A defined benefit (DB, or sometimes referred to as a Canada-model) pension plan is a retirement pension that is determined, or “defined,” by a formula; HOOPP’s formula is based on your earnings and years of service. A DB plan, like HOOPP, is also one of the most effective ways to save for retirement.

Did you know?

We have many members over the age of 100 currently collecting a HOOPP pension.

How your HOOPP defined benefit plan works

You and your employer will both make regular contributions to your pension during your working years. How much you contribute is based on your earnings and the Plan’s contribution rates. Your contributions are reported on your T4 slip that you receive annually from your employer. If you work part time, your contributions are based on what your full-time earnings would be, then adjusted according to the percentage of full-time hours you actually work.

Not only does every dollar you contribute to your HOOPP pension help you prepare for retirement tomorrow – it also reduces your taxable income today. Since contributions are automatically deducted, you can build your pension with each paycheque worry-free while not having to pay tax on that portion of your salary.

Once you’ve enrolled in HOOPP through your employer, we’ll send you key information about your Plan membership, and each spring, you will receive your HOOPP Annual Statement, which includes all your important pension details.

Your HOOPP pension is based on a formula, not your contributions. That means, when you retire with a HOOPP pension, you’ll get more than you’ve contributed. The best part? Once you start receiving your pension, you can count on it for life – even if you live to be 100+ years old. Learn more about how your contributions and pension are calculated.

Step 4: Explore your lifelong journey with HOOPP

HOOPP offers you so much more than just a pension in retirement. We’ll also be here for you throughout life’s key milestones and can offer valuable guidance through the moments that matter – from job changes to maximizing your retirement, and everything in between. Although none of us know where the future will take us, you can rest assured that your HOOPP pension will be here to support you through your life and all the changes it may bring, like:

Find out more about how your pension is impacted throughout your life’s changes and how we’ll be here to support you.

Remember: No matter where you are in your journey with HOOPP, our pension experts and resources are here to help you make decisions that are right for you and your personal circumstance. Contact our Member Services team.

Step 5: Face the future with confidence

Now that you’re a HOOPP member, you can have peace of mind knowing that you’ve taken a big and very important step in your journey towards a financially secure retirement. Congratulations!

All that’s left for you to do is:

Visit HOOPP Connect

Visit HOOPP Connect to ensure your personal information is up to date, including your mobile number and personal email address.

Check your pay records

Check your pay records to ensure HOOPP contributions are being deducted – if not, please contact your employer.

How your pension works

Learn more about how your pension works by exploring valuable plan features available to you and attending one of our informative pension seminars and webinars.

Read the latest member news

Read the latest Member News for Plan updates and helpful articles about your pension.

…As for your new pension, it’s in great hands – and we will be here for you anytime you need us.

This is the start of something great.

Wait, don’t go yet!

As a new member, we think you’d find it helpful to follow us on Facebook and Instagram to stay connected with the latest HOOPP member updates. You can also subscribe to the Expert Corner where you’ll get practical financial planning tips delivered right to your email inbox.

This document provides a simplified overview of HOOPP's benefits based on the terms of the HOOPP Plan Text at the time of publication. From time to time, HOOPP may amend the HOOPP Plan Text. In cases where the information provided in this document differs from that contained in the HOOPP Plan Text, the HOOPP Plan Text will govern. More details, including the full HOOPP Plan Text and a complete description of the Plan and its benefits, can be found on hoopp.com.