Understanding your HOOPP survivor benefits has never been easier. Whether you’re early in your career, thinking about estate planning, or planning for retirement, it’s important to get to know your HOOPP survivor benefits so you can protect your loved ones if you pass away in retirement before they do.

The new Survivor Benefits Guidance Tool is an interactive, digital experience that can help you plan ahead. Conveniently located on HOOPP Connect, it provides personalized education and guidance to help you learn more about your survivor benefits and how they help protect your loved ones.

Personalized education and guidance at your fingertips

If you have a qualifying spouse when you retire, you will choose a survivor benefit option (which we call your “spousal pension”) that will determine how much they will receive if you pass away before them. The Survivor Benefits Guidance Tool will help you:

• learn how spousal benefits work in retirement and understand key factors to consider when choosing your spousal pension option
• determine which of the three spousal pension options may be the most suitable for you and your spouse’s situation
• see an estimate of your pension and the spousal pension under each option

If you do not expect to have a qualifying spouse when you retire, you can also use the tool to help you understand how survivor benefits work and what your beneficiaries, or your estate, could receive when you pass away in retirement. 

An interactive, digital experience that evolves with you

You can use the Survivor Benefits Guidance Tool as many times as you want to help you plan for the future. As you experience new milestones in your life and get closer to retirement, certain circumstances in your life might look different than they do today. For instance, your relationship status might change, or you might have more information to answer the questions. You can come back to use the tool any time prior to retiring so you can get updated guidance for your personal situation.

Launch the Survivor Benefits Guidance Tool

If you haven’t registered for HOOPP Connect, register today. It only takes a few minutes and gives you access to all your personal pension information in one place.

Looking for more information on what happens to your pension after you pass away?

While the Survivor Benefits Guidance Tool can help you learn about how your survivor benefits work if you pass away in retirement, you may also want to explore what happens to your pension if you pass away before retirement. Visit the Planning for Loved Ones page to learn more about survivor benefits available to your loved ones, whether you pass away before or after retirement.